Royal Neighbors Of America – Life Insurance Based On The Notion That Women Have Value
Posted on Thursday, September 12th, 2013
I was born in an era when married women rarely worked outside the home.
Growing up, I heard that a woman’s duties were inside the home (wife, mother, homemaker) and those duties were not considered “work.” This puzzled me even at a young age. But, the discussion really didn’t come alive until I was older, married, and a mother; after which I became even more puzzled.
It sure felt like work to me.
If homemaking and raising a family does not equal work, then how can a value be attributed to those duties? The fact is, value was NOT attributed to women working inside the home during the 50s, 60s, or even into the 70s.
But, times changed and more and more women were entering the workforce. Why? There are as many reasons for this change as there are women in the workplace. Regardless of the reasons, women working outside the home forced the issue of equality and value.
Even with so many women working outside the home, there was still a wide-spread belief that women were working to earn a little pocket money. In other words, a woman’s job was very often considered a luxury, frivolous, and mostly unnecessary.
It was still generally believed that a woman’s place was in the home doing what women should be doing – keeping the home fires burning and making sure her husband got to work. Women were routinely denied jobs that were given to men because, after all, HE had a family to raise.
A woman at home was not getting paid at all, and a woman working outside the home was getting paid very little. That meant there were few opportunities to create a safety net for herself or her family. She knew that if something were to happen to her, there would be nothing in place to protect her family.
As we moved from the 70s into the 80s and 90s, it became evident (at least to anyone who had evolved) that the work women did both inside and outside of the home should have value.
A woman’s work has value, whether there is a paycheck or not. Consider this:
- Most women today work outside the home to earn an income and provide for their family. They may have a spouse working as well, or they may be the single source of income.
- Many women today still work inside the home, not earning a wage, but providing valuable service which would cost the family a lot of money if those services had to be purchased outside.
- And, the truth is, MOST women today do BOTH – work at a wage earning job AND provide necessary services inside the home for the support and security of the family.
The sad fact is, many families don’t consider the consequences (financial disaster) if the woman of the family wasn’t there anymore. Consider these statistics: Women are the sole or primary breadwinners in 40% of US households, but women’s life insurance coverage is only 69% of the average coverage on men. What would happen to YOUR family if you weren’t there? I think it’s worth some serious thought.
That’s where life insurance comes in.
Meet Royal Neighbors of America – one of the largest women-led life insurance organizations, empowering women to achieve financial security since 1895. This is a company that truly offers “life insurance with a difference.” Click on the link below to learn more about this very special insurance company, founded by women, and led by women:
Even when women do have a life insurance policy, it is often limited to what many call a “burial policy.” Is this enough insurance for a family who depends on a person AND quite likely their wage for their financial welfare? I think not. But, why not do some calculating yourself to find out. Click on the link below and find out how much insurance you really need:
I must admit, I’ve lived years without adequate life insurance. My passing would cause distress to my family’s financial well-being. I’m going to take my own advice and do a little calculating of my own.
What about you? Have you calculated the money your family would need if you were gone? We all have a responsibility to those we leave behind to remove the burden of financial instability should we die. It’s not a pleasant discussion, but it’s an important one.
Be sure to take a look at this life insurance company founded by and led by women. Royal Neighbors of America IS “life insurance with a difference.”
p.s. Royal Neighbors of America’s philanthropic efforts are dedicated to changing women’s lives through its national programs, including the Nation of Neighbors(SM) Program, and through the Royal Neighbors Foundation, a 501(c)(3) public charity. To learn more click the following link:
Full disclosure: I discovered Royal Neighbors of America through an invitation from the Vibrant Influencer Network Campaign. I have reviewed their life insurance products and shared my honest opinion in this blog post. I have not been influenced by Royal Neighbors of America, Vibrant Nation, or any other reviewer. I am receiving a one time compensation in money for my participation in this review process. I am in no way affiliated with Royal Neighbors of America and do not earn a commission or wage or percent of sales.